Floodproof Now to Protect Your Structure

Posted on: October 31st, 2017 by Brent Gotsch

The best way to prevent damage to structures in a floodplain is to not have them in the floodplain at all. However, that is not always possible. To protect structures from flooding and obtain a reduction in flood insurance premiums, options are to elevate (for residential structures) or floodproof (for non-residential structures).

If you are interested in elevating or floodproofing your structure, the Federal Emergency Management Agency (FEMA) has several good resources available that provide guidance on how to do that. In most cases a contractor will need to be hired to do the actual work.

A great overview document on elevation, floodproofing and several other mitigation alternatives is FEMA’s Homeowner’s Guide to Retrofitting (3rd Edition).

There are other methods to help protect your structure, but they may not result in lower insurance premiums. However, they can help to reduce damages and are worthy of consideration for implementation. The FEMA document “Reducing Flood Risk to Residential Buildings” is a good source of additional information on this topic.

Protecting your structure from flood damage can be a complicated and expensive process, but it is essential to either reduce insurance premiums and/or protect property from flood damage. Use the resources above as a first step in planning.

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