Posts Tagged ‘Flood Insurance’

New Video on Stream Channel Stability

Posted on: May 6th, 2020 by Tim Koch

The AWSMP office might be phys­i­cal­ly closed, but our edu­ca­tion staff have been hard at work gen­er­at­ing online stream based con­tent for both youth and adults.

AWSMP Educators Matt Savatgy, Brent, Gotsch, Tim Koch, and Amanda Cabanillas.

AWSMP Edu­ca­tors (from left to right) Matt Savat­gy, Brent Gotsch, Tim Koch, and Aman­da Caban­il­las dur­ing a snow­shoe stream walk in 2019.

 

AWSMP Stream Edu­ca­tor Tim Koch has just released a new video on stream chan­nel sta­bil­i­ty: what it is, and why it is impor­tant to main­tain and improve the sta­bil­i­ty of our rivers and streams. This 9‑minute video is meant for landown­ers, munic­i­pal offi­cials, con­ser­va­tion advi­so­ry coun­cil mem­bers, and any­one else inter­est­ed in or involved in stream man­age­ment.

 

This video can also be viewed direct­ly from AWSM­P’s YouTube Chan­nel.

AWSMP Water­shed Youth Edu­ca­tor Matt Savat­gy and Pro­gram Assis­tant Aman­da Caban­il­las are cur­rent­ly pro­duc­ing a series of edu­ca­tion­al videos and at-home activ­i­ties for stu­dents. Fol­low along at home as they dis­cuss dif­fer­ent types of rocks, assess a cul­vert, and inves­ti­gate stream fea­tures in a chan­nel cross-sec­tion.

 

Screenshot of CCE Ulster Youth Education Video Series Website

Screen­shot of CCE Ulster Youth Sci­ence Edu­ca­tion Video Series Web­site

 

The online sci­ence series can be found at the Cor­nell Coop­er­a­tive Exten­sion of Ulster Coun­ty web­site and on the AWSMP web­site under Videos.

Check back with us in the com­ing weeks, espe­cial­ly if you are a stream­side landown­er or own prop­er­ty in the Spe­cial Flood Haz­ard Area as Resource Edu­ca­tor Brent Gotsch will be pro­duc­ing a series of short videos on flood­plains, flood­proof­ing, and all things flood insur­ance. In these upcom­ing videos, Brent will teach view­ers how to read a flood insur­ance rate map (FIRM) and the work­ings of the Nation­al Flood Insur­ance Pro­gram (NFIP) among oth­er flood relat­ed top­ics.

As always, our edu­ca­tion and tech­ni­cal staff are avail­able to answer any stream, flood­plain, or ripar­i­an buffer relat­ed ques­tions! Call the AWSMP office main line at (845) 688‑3047 for assis­tance or email info@ashokanstreams.org.

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Floodproof Now to Protect Your Structure

Posted on: October 31st, 2017 by Brent Gotsch

The best way to pre­vent dam­age to struc­tures in a flood­plain is to not have them in the flood­plain at all. How­ev­er, that is not always pos­si­ble. To pro­tect struc­tures from flood­ing and obtain a reduc­tion in flood insur­ance pre­mi­ums, options are to ele­vate (for res­i­den­tial struc­tures) or flood­proof (for non-res­i­den­tial struc­tures).

If you are inter­est­ed in ele­vat­ing or flood­proof­ing your struc­ture, the Fed­er­al Emer­gency Man­age­ment Agency (FEMA) has sev­er­al good resources avail­able that pro­vide guid­ance on how to do that. In most cas­es a con­trac­tor will need to be hired to do the actu­al work.

A great overview doc­u­ment on ele­va­tion, flood­proof­ing and sev­er­al oth­er mit­i­ga­tion alter­na­tives is FEMA’s Homeowner’s Guide to Retro­fitting (3rd Edi­tion).

There are oth­er meth­ods to help pro­tect your struc­ture, but they may not result in low­er insur­ance pre­mi­ums. How­ev­er, they can help to reduce dam­ages and are wor­thy of con­sid­er­a­tion for imple­men­ta­tion. The FEMA doc­u­ment “Reduc­ing Flood Risk to Res­i­den­tial Build­ings” is a good source of addi­tion­al infor­ma­tion on this top­ic.

Pro­tect­ing your struc­ture from flood dam­age can be a com­pli­cat­ed and expen­sive process, but it is essen­tial to either reduce insur­ance pre­mi­ums and/or pro­tect prop­er­ty from flood dam­age. Use the resources above as a first step in plan­ning.

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FEMA Sending Notifications on Flood Insurance Changes

Posted on: January 13th, 2017 by Brent Gotsch

In 2014, the Home­own­er Flood Insur­ance Afford­abil­i­ty Act (HFIAA) was signed into law. Part of the leg­is­la­tion requires that FEMA com­mu­ni­cate flood risk deter­mi­na­tions to indi­vid­ual prop­er­ty own­ers. FEMA is cur­rent­ly review­ing every flood insur­ance pol­i­cy and will be writ­ing to all Nation­al Flood Insur­ance Pro­gram (NFIP) pol­i­cy hold­ers to explain the cur­rent risk lev­el for their prop­er­ty. Start­ing this month (Jan­u­ary 2017) pol­i­cy hold­ers will begin receiv­ing let­ters from FEMA approx­i­mate­ly two months pri­or to their pol­i­cy renewals. FEMA will mail a let­ter at each sub­se­quent renew­al.

The NFIP has iden­ti­fied sev­en cat­e­gories of pol­i­cy­hold­ers to receive unique infor­ma­tion based on their risk and cur­rent pre­mi­um rates. To read more about what each cat­e­go­ry means and if it applies to you please vis­it this FEMA Web­site. If you have ques­tions about Flood Insur­ance Rate Maps (FIRMs) or how flood insur­ance is rat­ed select staff at the AWSMP can help answer your ques­tions or direct you to oth­er resources. Please call 845–688-3047 ext.3 for assis­tance. If you have ques­tions about your spe­cif­ic flood insur­ance pol­i­cy then you should con­tact your insur­ance agent direct­ly.

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