Posts Tagged ‘Flood Insurance’

Esopus Creek News Just Released!

Posted on: March 3rd, 2022 by Leslie_Zucker

A new edition of the Esopus Creek News newsletter is in the mail to watershed residents. You can read a digital version of the newsletter here. In this issue we talk about methods for managing sediment where it causes problems by accumulating in stream channels. The historical practice of dredging has been replaced by engineered sediment management. Newer methods let the stream do as much of the work as possible. This lowers the cost of managing sediment over the long-term, particularly where sediment interferes with bridges and culverts. We give the Phoenicia Main Street bridge as an example. This edition also includes information on risk and flood insurance for property owners at some distance from the active stream channel. They may not want to give up worrying about flood damage! And we recognize local towns and Ulster County for the great work they accomplished managing streams and reducing flood risks in 2021. For youth we feature a student video chock full of fun facts about streams that all ages can enjoy. Plus, learn more about one of the most adorable stream-loving animals: otters!

River Otter by Eric Johnston

New Video on Stream Channel Stability

Posted on: May 6th, 2020 by Tim Koch

The AWSMP office might be physically closed, but our education staff have been hard at work generating online stream based content for both youth and adults.

AWSMP Educators Matt Savatgy, Brent, Gotsch, Tim Koch, and Amanda Cabanillas.

AWSMP Educators (from left to right) Matt Savatgy, Brent Gotsch, Tim Koch, and Amanda Cabanillas during a snowshoe stream walk in 2019.

 

AWSMP Stream Educator Tim Koch has just released a new video on stream channel stability: what it is, and why it is important to maintain and improve the stability of our rivers and streams. This 9-minute video is meant for landowners, municipal officials, conservation advisory council members, and anyone else interested in or involved in stream management.

 

This video can also be viewed directly from AWSMP’s YouTube Channel.

AWSMP Watershed Youth Educator Matt Savatgy and Program Assistant Amanda Cabanillas are currently producing a series of educational videos and at-home activities for students. Follow along at home as they discuss different types of rocks, assess a culvert, and investigate stream features in a channel cross-section.

 

Screenshot of CCE Ulster Youth Education Video Series Website

Screenshot of CCE Ulster Youth Science Education Video Series Website

 

The online science series can be found at the Cornell Cooperative Extension of Ulster County website and on the AWSMP website under Videos.

Check back with us in the coming weeks, especially if you are a streamside landowner or own property in the Special Flood Hazard Area as Resource Educator Brent Gotsch will be producing a series of short videos on floodplains, floodproofing, and all things flood insurance. In these upcoming videos, Brent will teach viewers how to read a flood insurance rate map (FIRM) and the workings of the National Flood Insurance Program (NFIP) among other flood related topics.

As always, our education and technical staff are available to answer any stream, floodplain, or riparian buffer related questions! Call the AWSMP office main line at (845) 688-3047 for assistance or email info@ashokanstreams.org.

Floodproof Now to Protect Your Structure

Posted on: October 31st, 2017 by Leslie_Zucker

The best way to prevent damage to structures in a floodplain is to not have them in the floodplain at all. However, that is not always possible. To protect structures from flooding and obtain a reduction in flood insurance premiums, options are to elevate (for residential structures) or floodproof (for non-residential structures).

If you are interested in elevating or floodproofing your structure, the Federal Emergency Management Agency (FEMA) has several good resources available that provide guidance on how to do that. In most cases a contractor will need to be hired to do the actual work.

A great overview document on elevation, floodproofing and several other mitigation alternatives is FEMA’s Homeowner’s Guide to Retrofitting (3rd Edition).

There are other methods to help protect your structure, but they may not result in lower insurance premiums. However, they can help to reduce damages and are worthy of consideration for implementation. The FEMA document “Reducing Flood Risk to Residential Buildings” is a good source of additional information on this topic.

Protecting your structure from flood damage can be a complicated and expensive process, but it is essential to either reduce insurance premiums and/or protect property from flood damage. Use the resources above as a first step in planning.

FEMA Sending Notifications on Flood Insurance Changes

Posted on: January 13th, 2017 by Leslie_Zucker

In 2014, the Homeowner Flood Insurance Affordability Act (HFIAA) was signed into law. Part of the legislation requires that FEMA communicate flood risk determinations to individual property owners. FEMA is currently reviewing every flood insurance policy and will be writing to all National Flood Insurance Program (NFIP) policy holders to explain the current risk level for their property. Starting this month (January 2017) policy holders will begin receiving letters from FEMA approximately two months prior to their policy renewals. FEMA will mail a letter at each subsequent renewal.

The NFIP has identified seven categories of policyholders to receive unique information based on their risk and current premium rates. To read more about what each category means and if it applies to you please visit this FEMA Website. If you have questions about Flood Insurance Rate Maps (FIRMs) or how flood insurance is rated select staff at the AWSMP can help answer your questions or direct you to other resources. Please call 845-688-3047 ext.3 for assistance. If you have questions about your specific flood insurance policy then you should contact your insurance agent directly.